Vote Yes on this bill if you want more small businesses, individuals, and couples with high debt to have access to bankruptcy plans that let them reorganize and repay over time instead of facing harsher outcomes.

Organizations that support this bill may include small business groups, bankruptcy attorneys, and consumer advocates that want more struggling businesses and households to qualify for repayment-based bankruptcy options.

Vote No on this bill if you want to keep bankruptcy eligibility tighter so fewer debtors can use these reorganization pathways and creditors face less risk of delayed or reduced repayment.

Organizations that oppose this bill may include some creditor groups, lending industry associations, and investor advocates that worry higher debt limits could make it harder to collect what they are owed.