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Protecting Access to Credit for Small Businesses Act (S2486)

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Federal

2025

The Protecting Access to Credit for Small Businesses Act prohibits the Small Business Administration from making direct loans under the 7(a) loan program. This measure ensures that loans are issued through intermediary lenders rather than directly from the government. Existing loans made before this legislation continues to be serviced by the Administration.

Vote Yes on this bill if you want private lending institutions to have more involvement in small business financing.

Organizations that support this bill may include associations of small business lenders and financial institutions.

Supported By

Vote No on this bill if you want the Small Business Administration to continue providing direct loans to small businesses.

Organizations that oppose this bill may include advocacy groups for rural small businesses and government oversight bodies.

Opposed By

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