Description: The American Bankers Association (ABA) is the primary national trade association representing U.S. banks of all sizes; it advocates industry positions, develops professional standards and training, conducts policy research, and provides member services to support a safe, competitive, and efficient banking system. Type: Trade association (nonprofit membership organization, organized as a 501(c)(6) trade group) Policies: Advocates on federal banking regulation and supervision, consumer financial services and compliance, payments and fintech policy, cybersecurity and operational resilience, capital and liquidity rules, housing finance and mortgage policy, community and small‑business banking issues, anti‑money‑laundering and sanctions compliance, tax and financial markets policy, and legislative/regulatory relief for banks. Funding: Primarily funded by membership dues from commercial, regional and community banks, fees from conferences and training, publications and certification revenue, corporate sponsorships, and associated fundraising through its political action committee. Affiliates: State bankers associations, the ABA Foundation, ABA BankPac (political action committee), ABA policy councils and practice groups, and a range of banking industry working groups and corporate partners.