Description: The American Bankers Association (ABA) is the largest U.S. trade association representing banks of all sizes. ABA advocates for the banking industry before Congress, federal and state regulators, and the courts; provides policy research, training, and industry standards; and promotes a regulatory and market environment intended to support safe, sound, and competitive banking and financial services. Type: Non-profit trade association Policies: Advocacy on banking regulation and supervision, financial services and payments policy (including fintech and real-time payments), consumer compliance from an industry perspective, tax and economic policy affecting banks, capital and liquidity rules, anti-money laundering and sanctions compliance, cybersecurity and operational resilience, housing finance and mortgage policy, and community and small business lending issues. Funding: Primarily funded by membership dues and fees from banks and financial institutions, plus revenue from conferences, publications, sponsorships, and affiliated foundation contributions. Affiliates: State bankers associations, major member banks such as Bank of America, JPMorgan Chase and Wells Fargo, the ABA Foundation and various industry advisory councils and committees.