The Consumer Data Industry Association (CDIA) is a national trade association representing consumer reporting agencies, credit bureaus, and data analytics companies. Its mission is to promote the responsible use of consumer data to facilitate fair and efficient credit markets while advocating for policies that balance consumer protection with access to credit and innovation in financial services.
CDIA typically advocates for federal and state policies related to consumer credit reporting, data privacy and security, financial services regulation, identity theft prevention, fraud mitigation, and the implementation and modernization of the Fair Credit Reporting Act and related consumer protection laws.
Primarily funded through membership dues and contributions from consumer reporting agencies and data industry companies.
Member companies include major consumer reporting agencies such as Equifax, Experian, and TransUnion, as well as other data analytics and credit reporting firms.
Trade association