River Valley AgCredit is a federally chartered, locally operated agricultural credit cooperative serving western Kentucky and eastern Tennessee. As part of the nationwide Farm Credit System, it provides financing and financial services to farmers, agribusinesses, rural homeowners, and related businesses. The cooperative is owned by its member-borrowers and returns a portion of its earnings to them through patronage refunds.
Agricultural finance, rural economic development, farm credit access, crop insurance, rural housing finance, and policies affecting the Farm Credit System and agricultural lending institutions
Primarily funded through interest income on loans to member-borrowers and access to capital markets through the Farm Credit System
Farm Credit System; governed by a board of local farmer-directors; led by President and CEO Kyle Yancey
Agricultural credit cooperative (member-owned financial institution)